Limousine Insurance

Insurance to protect investments in property, equipment or vehicles is a must do. Each of these though, has distinctive requirements and likewise the policies to protect them. An expensive vehicle like the Limousine is no different. Limousine insurance is not just easy but it now comes with a whole host of additional covers. Coming under the commercial automobile insurance in many states, the limousine insurance policies offer the following covers:

There is one offering protection for the limousine against theft and damage of accessories like the phones, radios, TV and VCR sets and remotes among others.

The commercial auto liability extends cover limits on the limousine as per your requirements but this is essentially up to $ 5 million per incident to compensate the injured in an accident with an insured vehicle.

The physical damage cover is a collision cover which looks at the costs incurred in getting the vehicle repaired and back into action. Deductibles for a limousine vary from $1000 to $ 25000.

Last but not the least is the general liability cover which offers liability protection to the limousine and its limits are the same as for any other automobile.

The personal injury protection cover pays medical bills incurred if the occupants of your limousine were injured in an auto accident.

Damages resulting from a collision with an uninsured or an underinsured motorist are also paid for by this cover.

Comprehensive cover accounts for damages resulting to the limousine from causes apart from collision or upset.